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E-mail:
homes@deanbenjamin.com

Phone:
(401) 398-2020

Direct Phone:
(401)
965-0225

FAX:
(401) 886-6101

 

 


Get Prequalified for Your Loan

Pre-qualifying for a loan gives you the peace of mind knowing that you won't miss out on the "perfect" home when you find it. 

You will know before you start your search exactly what you can borrow and the price range you should set for your new home.

This way you won't waste time looking at homes you may not be qualified for. Plus, you will be in a strong position to make an offer as soon as you find something you like. In addition, a pre-qualified buyer is appealing to the eyes of the seller.

Selecting the best financing options is as important as finding a home that meets your needs. Let me help you get pre-qualified for your loan.

Simply complete the Loan Pre-qualification Form or contact one of the mortgage companies represented below.

Participating Mortgage Companies

Jack Sommer
Team One Mortgage
6899 Post Road
North Kingstown, RI 02852
Phone
: 401 885-1500
E-mail: jsommer@teamonemortgage.net
Web Site: www.teamonemortgage.net

Danielle Gervais
Province Mortgage Associates, Inc

10 Davol Square
Providence, RI 02903
Phone: 401 263-3551 
E-mail: dgervais@provincemai.com
Website: www.provincemai.com


Your information  ( required)
 
Your name:  First
 Last
Your phone number:   ext.
Best time to call:  
Your e-mail address:
 
Marital status:
Co-borrower name:
 
Your current address:
Address:
City:
State:    Zip: 
 
I currently:  
 
 
Employment and expenses
 
Your employment status:
Co-borrower's
employment status:
 
Occupation:  
 
How long have you been working for your present employer? (If self-employed, for how long?) months
 
What is your total monthly income? (including the income of anyone applying with you) dollars
 
Your current housing costs:
(Please include the housing costs of anyone applying with you.)
Rent: monthly
First mortgage: monthly
Second mortgage: monthly
Property Taxes: monthly
Homeowner's insurance:   monthly
 
Please enter any additional debts such as a student loan, car payments, or credit card debt.
(include the debts of anyone applying with you)
dollars
 
 
Address of the property you are buying, if known:
Address:
City:
State:    Zip:
 
Property purpose:
 
Please provide any additional information you think will be helpful:
 
 LEGAL STUFF 

I certify that the information provided here in this application is true and correct to the
best of my knowledge. Further, I authorize Prudential Gammons Realty and their mortgage lender(s)
to verify any information included with or made part of this application including other
documents that may be requested at a later date. I also authorize any person or party
named in this application to provide any and all information that Prudential Gammons Realty and
their mortgage lender(s) may request including, but not limited to; employment, income
history, credit records, pay histories, income tax returns, bank and/or other depository
account balance history or any other information Prudential Gammons Realty and their mortgage
lender(s) deems necessary to secure a credit decision.

I further understand that an appraisal will be required on the property that I am financing
and that the charge for this service is a pass-through expense that will be paid by me at
the time requested. Typically, these fees range from $250 to $375 (or more) depending
on the complexity of the appraisal and the required format in the underwriting process.

Finally, I understand that if I elect to lock-in my rate now, that:

1. the rate, points and fees are subject to confirmation by the mortgage lender. 

2 .the rate must be rates that are in effect at the time of receipt of completed
application by the mortgage lender. Loans submitted after 4:00pm Pacific Time will
be subject to the mortgage lender's pricing in effect the following business day. 

3. I will receive confirmation within 24 hours of receipt of my request. If you do not
receive confirmation within 24 hours, you must contact us no later than the next
business day to ensure an interest rate lock-in. 

 

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